SECURITIES AND EXCHANGE COMMISSIONSEC FORM 17-Q

QUARTERLY REPORT PURSUANT TO SECTION 17 OF THE SECURITIES
REGULATION CODE AND SRC RULE 17(2)(b) THEREUNDER

1. For the quarterly period ended

Sep 30, 2015

2. SEC Identification Number

AS096-005555

3. BIR Tax Identification No.

000-188-209

4. Exact name of issuer as specified in its charter

PHILIPPINE NATIONAL BANK

5. Province, country or other jurisdiction of incorporation or organization

PHILIPPINES

6. Industry Classification Code(SEC Use Only)

7. Address of principal office

PNB Financial Center, Pres. Diosdado Macapagal Blvd., Pasay City Postal Code 1300

8. Issuer's telephone number, including area code

(632) 891-6040 to 70/ (632) 526-3131 to 70

9. Former name or former address, and former fiscal year, if changed since last report

Not applicable

10. Securities registered pursuant to Sections 8 and 12 of the SRC or Sections 4 and 8 of the RSA

Title of Each Class	Number of Shares of Common Stock Outstanding and Amount of Debt Outstanding
Common Shares	1,249,139,678

11. Are any or all of registrant's securities listed on a Stock Exchange?

Yes

No

If yes, state the name of such stock exchange and the classes of securities listed therein:

Philippine Stock Exchange : Common Stocks

12. Indicate by check mark whether the registrant:

(a) has filed all reports required to be filed by Section 17 of the SRC and SRC Rule 17 thereunder or Sections 11 of the RSA and RSA Rule 11(a)-1 thereunder, and Sections 26 and 141 of the Corporation Code of the Philippines, during the preceding twelve (12) months (or for such shorter period that the registrant was required to file such reports)

Yes

No

(b) has been subject to such filing requirements for the past ninety (90) days

Yes

No

The Exchange does not warrant and holds no responsibility for the veracity of the facts and representations contained in all corporate disclosures, including financial reports. All data contained herein are prepared and submitted by the disclosing party to the Exchange, and are disseminated solely for purposes of information. Any questions on the data contained herein should be addressed directly to the Corporate Information Officer of the disclosing party.

Philippine National BankPNB

PSE Disclosure Form 17-2 - Quarterly Report References: SRC Rule 17 and
Sections 17.2 and 17.8 of the Revised Disclosure Rules

For the period ended	Sep 30, 2015
Currency (indicate units, if applicable)	PHP (in thousands)

Balance Sheet

	Period Ended	Fiscal Year Ended (Audited)
	Sep 30, 2015	Dec 31, 2014
Current Assets	281,776,151	283,776,975
Total Assets	653,494,962	625,445,832
Current Liabilities	482,979,372	438,541,015
Total Liabilities	549,743,204	526,384,950
Retained Earnings/(Deficit)	23,252,015	18,702,394
Stockholders' Equity	103,751,758	99,060,882
Stockholders' Equity - Parent	96,977,301	93,395,778
Book Value per Share	77.64	74.77

Income Statement

	Current Year (3 Months)	Previous Year (3 Months)	Current Year-To-Date	Previous Year-To-Date
Operating Revenue	7,390,917	6,600,887	21,504,763	19,790,034
Other Revenue	1,019,472	559,324	3,865,619	4,011,242
Gross Revenue	8,410,389	7,160,211	25,370,382	23,801,276
Operating Expense	1,738,682	1,608,055	5,398,144	4,752,224
Other Expense	5,080,369	4,634,690	13,893,435	14,035,283
Gross Expense	6,819,051	6,242,745	19,291,579	18,787,507
Net Income/(Loss) Before Tax	1,591,338	917,466	6,078,803	5,013,769
Income Tax Expense	479,760	412,077	1,369,265	1,299,001
Net Income/(Loss) After Tax	1,111,578	505,389	4,709,538	3,714,768
Net Income Attributable to Parent Equity Holder	1,067,465	468,611	4,566,264	3,622,054
Earnings/(Loss) Per Share (Basic)	0.86	0.29	3.66	3.13
Earnings/(Loss) Per Share (Diluted)	0.86	0.29	3.66	3.13

Other Relevant Information
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