CR02832-2016

SECURITIES AND EXCHANGE COMMISSIONSEC FORM 17-A, AS AMENDED

ANNUAL REPORT PURSUANT TO SECTION 17
OF THE SECURITIES REGULATION CODE AND SECTION 141
OF THE CORPORATION CODE OF THE PHILIPPINES

1. For the fiscal year ended
Dec 31, 2015
2. SEC Identification Number
A-1997-18963
3. BIR Tax Identification No.
005-011-651-000
4. Exact name of issuer as specified in its charter
ASIA UNITED BANK CORPORATION
5. Province, country or other jurisdiction of incorporation or organization
Pasig City, Philippines
6. Industry Classification Code(SEC Use Only)
7. Address of principal office
Joy-Nostalg Center No. 17 ADB Avenue, Ortigas Center, Pasig City Postal Code 1600
8. Issuer's telephone number, including area code
(632) 631-3333 / (632) 638-6888
9. Former name or former address, and former fiscal year, if changed since last report
Not Applicable
10. Securities registered pursuant to Sections 8 and 12 of the SRC or Sections 4 and 8 of the RSA
Title of Each Class Number of Shares of Common Stock Outstanding and Amount of Debt Outstanding
Common 485,310,538
11. Are any or all of registrant's securities listed on a Stock Exchange?
Yes
No
If yes, state the name of such stock exchange and the classes of securities listed therein:
Philippine Stock Exchange / Common Stock
12. Check whether the issuer:

(a) has filed all reports required to be filed by Section 17 of the SRC and SRC Rule 17.1 thereunder or Section 11 of the RSA and RSA Rule 11(a)-1 thereunder, and Sections 26 and 141 of The Corporation Code of the Philippines during the preceding twelve (12) months (or for such shorter period that the registrant was required to file such reports)

Yes
No
(b) has been subject to such filing requirements for the past ninety (90) days
Yes
No

13. State the aggregate market value of the voting stock held by non-affiliates of the registrant. The aggregate market value shall be computed by reference to the price at which the stock was sold, or the average bid and asked prices of such stock, as of a specified date within sixty (60) days prior to the date of filing. If a determination as to whether a particular person or entity is an affiliate cannot be made without involving unreasonable effort and expense, the aggregate market value of the common stock held by non-affiliates may be calculated on the basis of assumptions reasonable under the circumstances, provided the assumptions are set forth in this Form

7,609,148,128
APPLICABLE ONLY TO ISSUERS INVOLVED IN INSOLVENCY SUSPENSION OF PAYMENTS PROCEEDINGS DURING THE PRECEDING FIVE YEARS

14. Check whether the issuer has filed all documents and reports required to be filed by Section 17 of the Code subsequent to the distribution of securities under a plan confirmed by a court or the Commission.

Yes
No
DOCUMENTS INCORPORATED BY REFERENCE
15. If any of the following documents are incorporated by reference, briefly describe them and identify the part of SEC Form 17-A into which the document is incorporated:
(a) Any annual report to security holders
No
(b) Any information statement filed pursuant to SRC Rule 20
No
(c) Any prospectus filed pursuant to SRC Rule 8.1
No

The Exchange does not warrant and holds no responsibility for the veracity of the facts and representations contained in all corporate disclosures, including financial reports. All data contained herein are prepared and submitted by the disclosing party to the Exchange, and are disseminated solely for purposes of information. Any questions on the data contained herein should be addressed directly to the Corporate Information Officer of the disclosing party.

Asia United Bank CorporationAUB

PSE Disclosure Form 17-1 - Annual Report References: SRC Rule 17 and
Sections 17.2 and 17.8 of the Revised Disclosure Rules

For the fiscal year ended Dec 31, 2015
Currency (indicate units, if applicable) Php
Balance Sheet
Year Ending Previous Year Ending
Dec 31, 2015 Dec 31, 2014
Current Assets 140,422,681,345 115,494,501,767
Total Assets 153,556,319,509 124,793,029,282
Current Liabilities 129,150,947,105 99,948,653,626
Total Liabilities 133,685,308,472 104,600,240,577
Retained
Earnings/(Deficit)
11,528,938,440 11,625,325,710
Stockholders' Equity 19,871,011,037 20,192,788,705
Stockholders' Equity - Parent 19,545,023,960 19,957,802,306
Book Value per Share 40.27 55.36
Income Statement
Year Ending Previous Year Ending
Dec 31, 2015 Dec 31, 2014
Operating Revenue 4,768,851,464 4,139,190,336
Other Revenue 1,376,598,817 2,131,622,425
Gross Revenue 6,145,450,281 6,270,812,761
Operating Expense 4,385,232,914 4,342,629,365
Other Expense - -
Gross Expense - -
Net Income/(Loss) Before Tax 1,760,217,367 1,928,183,396
Income Tax Expense 241,616,156 239,191,395
Net Income/(Loss) After Tax 1,518,601,211 1,688,992,001
Net Income/(Loss) Attributable to Parent Equity Holder 1,516,074,777 1,681,499,616
Earnings/(Loss) Per Share (Basic) 3.12 3.46
Earnings/(Loss) Per Share (Diluted) 3.12 3.46
Financial Ratios
Formula Fiscal Year Ended Previous Fiscal Year
Dec 31, 2015 Dec 31, 2014
Liquidity Analysis Ratios:
Current Ratio or
Working Capital Ratio
Current Assets / Current Liabilities 108.7 115.6
Quick Ratio (Current Assets - Inventory - Prepayments) / Current Liabilities 108.7 115.6
Solvency Ratio Total Assets / Total Liabilities 114.9 119.3
Financial Leverage Ratios
Debt Ratio Total Debt/Total Assets 87.06 83.82
Debt-to-Equity Ratio Total Debt/Total Stockholders' Equity 672.77 518.01
Interest Coverage Earnings Before Interest and Taxes (EBIT) / Interest Charges 231.13 282.38
Asset to Equity Ratio Total Assets / Total Stockholders' Equity 772.77 618.01
Profitability Ratios
Gross Profit Margin Sales - Cost of Goods Sold or Cost of Service / Sales - -
Net Profit Margin Net Profit / Sales 4.33 4.57
Return on Assets Net Income / Total Assets 1.09 1.46
Return on Equity Net Income / Total Stockholders' Equity 7.62 8.85
Price/Earnings Ratio Price Per Share / Earnings Per Common Share 14.84 19.94
Other Relevant Information

On April 14, 2016, AUB submitted to the SEC its SEC 17-A for 2015, together with the consolidated ACGR with 2015 updates, the Audited Financial Statements for 2015 and 2014, and the SEC Supplementary Schedules as of December 31, 2015.

Filed on behalf by:
Name Cynthia Santos
Designation First Vice President/Head