SECURITIES AND EXCHANGE COMMISSIONSEC FORM 17-C

CURRENT REPORT UNDER SECTION 17
OF THE SECURITIES REGULATION CODE
AND SRC RULE 17.2(c) THEREUNDER

1. Date of Report (Date of earliest event reported)

Feb 14, 2025

2. SEC Identification Number

A-1997-18963

3. BIR Tax Identification No.

005-011-651-000

4. Exact name of issuer as specified in its charter

ASIA UNITED BANK CORPORATION

5. Province, country or other jurisdiction of incorporation

Philippines

6. Industry Classification Code(SEC Use Only)

7. Address of principal office

Joy-Nostalg Center No. 17 ADB Avenue, Ortigas Center, Pasig City Postal Code 1800

8. Issuer's telephone number, including area code

(632) 8633-6888; (632) 8631-3333

9. Former name or former address, if changed since last report

n/a

10. Securities registered pursuant to Sections 8 and 12 of the SRC or Sections 4 and 8 of the RSA

Title of Each Class	Number of Shares of Common Stock Outstanding and Amount of Debt Outstanding
Common	727,965,795

11. Indicate the item numbers reported herein

Item 9

The Exchange does not warrant and holds no responsibility for the veracity of the facts and representations contained in all corporate disclosures, including financial reports. All data contained herein are prepared and submitted by the disclosing party to the Exchange, and are disseminated solely for purposes of information. Any questions on the data contained herein should be addressed directly to the Corporate Information Officer of the disclosing party.

Asia United Bank CorporationAUB

PSE Disclosure Form 4-30 - Material Information/Transactions References: SRC Rule 17 (SEC Form 17-C) and
Sections 4.1 and 4.4 of the Revised Disclosure Rules

Subject of the Disclosure
AUB still among fastest-growing banks
Background/Description of the Disclosure
Asia United Bank Corporation will be issuing the attached press release entitled “AUB still among fastest-growing banks”. The Press release will be based on the following key highlights: 1. Consolidated net income of P11.3 billion, 36% higher than previous year’s P8.3 billion. 2. Consolidated net income CAGR of 21% from 2013 to 2024. 3. ROE and ROA were at 21% and 3%, higher than previous year’s 18.6% and 2.4%, respectively. 4. Net interest margin increased by 11% to P16.8 billion. 5. Net interest margin ratio is at 5.0%, versus previous year’s 4.8%. 6. Interest expense on deposits decreased by 3%. 7. Operating expense grew by 6%, P6.8 billion. 8. Cost to income ratio is at 32.8%, lower than previous year’s 36.2%. 9. Loan portfolio grew by 26% to P245.4 billion from previous year’s P194.5 billion. 10. Loan portfolio CAGR of 16% from 2013 to 2024. 11. Nonperforming loans (NPL) ratio is at a record low of 0.30%. 12. NPL coverage ratio is at 113.7%, higher than previous year’s 107.9. 13. Loan loss provision is 74% lower than the previous year. 14. 71% of total deposits are low-cost CASA (current account/savings account). 15. Non-interest income grew 48% to P4.1 billion from previous year’s P2.8 billion. 16. Total assets grew by 9% to P385.9 billion. 17. Total equity increased to P58.4 billion, 19% increase from previous year. 18. The Common Equity Tier 1 Ratio of 17.0% and Capital Adequacy Ratio of 17.8% are higher than previous year’s 16.9% and 17.5 respectively.
Other Relevant Information
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