SECURITIES AND EXCHANGE COMMISSIONSEC FORM 17-C

CURRENT REPORT UNDER SECTION 17
OF THE SECURITIES REGULATION CODE
AND SRC RULE 17.2(c) THEREUNDER

1. Date of Report (Date of earliest event reported)

Nov 6, 2025

2. SEC Identification Number

ASO96-005555

3. BIR Tax Identification No.

000-188-209-000

4. Exact name of issuer as specified in its charter

Philippine National Bank

5. Province, country or other jurisdiction of incorporation

Philippines

6. Industry Classification Code(SEC Use Only)

7. Address of principal office

PNB Financial Center, President Diosdado Macapagal Boulevard, Pasay City, Metro Manila Postal Code 1300

8. Issuer's telephone number, including area code

(632) 8526-3131 to 70

9. Former name or former address, if changed since last report

Not Applicable

10. Securities registered pursuant to Sections 8 and 12 of the SRC or Sections 4 and 8 of the RSA

Title of Each Class	Number of Shares of Common Stock Outstanding and Amount of Debt Outstanding
Common Shares	1,525,764,850

11. Indicate the item numbers reported herein

Item 9

The Exchange does not warrant and holds no responsibility for the veracity of the facts and representations contained in all corporate disclosures, including financial reports. All data contained herein are prepared and submitted by the disclosing party to the Exchange, and are disseminated solely for purposes of information. Any questions on the data contained herein should be addressed directly to the Corporate Information Officer of the disclosing party.

Philippine National BankPNB

PSE Disclosure Form 14-1 - Notice of Analysts'/Investors' Briefing References: Section 14 of the Revised Disclosure Rules

Subject of the Disclosure
Notice of Analysts' Briefing
Background/Description of the Disclosure
November 6, 2025 Securities and Exchange Commission 17th Floor, SEC Headquarters, 7907 Makati Avenue, Bel-Air Makati City Attention: Director Oliver O. Leonardo Director, Markets and Securities Regulations Department The Philippine Stock Exchange 6th Floor, PSE Tower, BGC 28th Street corner 5th Avenue, BGC, Taguig City Attention: Atty. Johanne Daniel M. Negre Officer-in-Charge, Disclosure Department Gentlemen: Please be advised that Philippine National Bank, together with LT Group, Inc., will conduct a virtual Analysts’ Briefing on the Companies’ Financial Results for the Nine Months of 2025 on Thursday, November 13, 2025, at 3:30 in the afternoon. The briefing is exclusive to investment/equity analysts. Interested parties are requested to confirm their attendance by Tuesday, November 11, 2025, by sending in their name, company name and email address to: Ms. Jenilyn B. Valdez – Investor Relations Officer Email: [email protected] or [email protected] We will send the link to those who have registered. Only those who have registered will be allowed in the meeting room. The above information is being disclosed in accordance with the disclosure rules of the Securities and Exchange Commission and the Philippine Stock Exchange. Very truly yours, PHLIPPPINE NATIONAL BANK By: (original signed) RUTH PAMELA E. TANGHAL Corporate Secretary

Type of Briefing	Analysts' Briefing
Subject of the Briefing	Financial Results for the Nine Months of 2025
Date of the Briefing	Nov 13, 2025
Time	3:30 P.M.
Venue	Virtual Meeting via Zoom
Contact Person	Ms. Jenilyn B. Valdez
Contact Details	[email protected] or [email protected]

Other Relevant Information
None.