SECURITIES AND EXCHANGE COMMISSIONSEC FORM 17-C

CURRENT REPORT UNDER SECTION 17
OF THE SECURITIES REGULATION CODE
AND SRC RULE 17.2(c) THEREUNDER

1. Date of Report (Date of earliest event reported)

Nov 10, 2025

2. SEC Identification Number

24221

3. BIR Tax Identification No.

000-440-440-00

4. Exact name of issuer as specified in its charter

Bank of Commerce

5. Province, country or other jurisdiction of incorporation

Philippines

6. Industry Classification Code(SEC Use Only)

7. Address of principal office

San Miguel Properties Center Bldg. #7 St. Francis Street Ortigas Center Mandaluyong Postal Code 1550

8. Issuer's telephone number, including area code

(632) 8982-6000

9. Former name or former address, if changed since last report

N/A

10. Securities registered pursuant to Sections 8 and 12 of the SRC or Sections 4 and 8 of the RSA

Title of Each Class	Number of Shares of Common Stock Outstanding and Amount of Debt Outstanding
Common Stocks	1,403,013,920

11. Indicate the item numbers reported herein

Item 9

The Exchange does not warrant and holds no responsibility for the veracity of the facts and representations contained in all corporate disclosures, including financial reports. All data contained herein are prepared and submitted by the disclosing party to the Exchange, and are disseminated solely for purposes of information. Any questions on the data contained herein should be addressed directly to the Corporate Information Officer of the disclosing party.

Bank of CommerceBNCOM

PSE Disclosure Form 4-30 - Material Information/Transactions References: SRC Rule 17 (SEC Form 17-C) and
Sections 4.1 and 4.4 of the Revised Disclosure Rules

Subject of the Disclosure
BankCom 3Q25 profit jumps 24% on strength of core revenue expansion
Background/Description of the Disclosure
San Miguel Corporation (SMC) affiliate Bank of Commerce (BankCom) posted an unaudited net income of P2.75 billion as of 30 September 2025, marking a 24% rise year-on-year, underscoring the bank’s robust revenue growth. This translated to a return on equity (ROE) and return on asset (ROA) of 10.63% and 1.35%, respectively. The 3Q 2025 results demonstrate the Bank’s strong growth, anchored on the steady expansion of its core business revenues, led by higher net interest income and solid gains from facilitating client foreign exchange transactions. BankCom’s consistently strong financial performance highlights its effective execution of its SMC ecosystem strategy aimed at optimizing capital utilization, operational efficiency while maintaining disciplined risk management.
Other Relevant Information
Please see attached file.