SECURITIES AND EXCHANGE COMMISSIONSEC FORM 17-Q

QUARTERLY REPORT PURSUANT TO SECTION 17 OF THE SECURITIES
REGULATION CODE AND SRC RULE 17(2)(b) THEREUNDER

1. For the quarterly period ended

Sep 30, 2025

2. SEC Identification Number

PW - 686

3. BIR Tax Identification No.

000-263-340-000

4. Exact name of issuer as specified in its charter

PHILIPPINE BANK OF COMMUNICATIONS

5. Province, country or other jurisdiction of incorporation or organization

Philippines

6. Industry Classification Code(SEC Use Only)

7. Address of principal office

PBCOM Tower, 6795 Ayala Avenue corner V.A. Rufino St., Makati City Postal Code 1226

8. Issuer's telephone number, including area code

0288307000

9. Former name or former address, and former fiscal year, if changed since last report

N/A

10. Securities registered pursuant to Sections 8 and 12 of the SRC or Sections 4 and 8 of the RSA

Title of Each Class	Number of Shares of Common Stock Outstanding and Amount of Debt Outstanding
Common	480,645,163

11. Are any or all of registrant's securities listed on a Stock Exchange?

Yes

No

If yes, state the name of such stock exchange and the classes of securities listed therein:

PHILIPPINE STOCK EXCHANGE / Common Stock

12. Indicate by check mark whether the registrant:

(a) has filed all reports required to be filed by Section 17 of the SRC and SRC Rule 17 thereunder or Sections 11 of the RSA and RSA Rule 11(a)-1 thereunder, and Sections 26 and 141 of the Corporation Code of the Philippines, during the preceding twelve (12) months (or for such shorter period that the registrant was required to file such reports)

Yes

No

(b) has been subject to such filing requirements for the past ninety (90) days

Yes

No

The Exchange does not warrant and holds no responsibility for the veracity of the facts and representations contained in all corporate disclosures, including financial reports. All data contained herein are prepared and submitted by the disclosing party to the Exchange, and are disseminated solely for purposes of information. Any questions on the data contained herein should be addressed directly to the Corporate Information Officer of the disclosing party.

Philippine Bank of CommunicationsPBC

PSE Disclosure Form 17-2 - Quarterly Report References: SRC Rule 17 and
Sections 17.2 and 17.8 of the Revised Disclosure Rules

For the period ended	Sep 30, 2025
Currency (indicate units, if applicable)	PHP (IN THOUSANDS)

Balance Sheet

	Period Ended	Fiscal Year Ended (Audited)
	Sep 30, 2025	Dec 31, 2024
Current Assets	-	-
Total Assets	182,313,446	156,896,002
Current Liabilities	-	-
Total Liabilities	161,680,745	137,662,961
Retained Earnings/(Deficit)	6,299,716	5,322,252
Stockholders' Equity	20,632,701	19,233,041
Stockholders' Equity - Parent	20,632,701	19,233,041
Book Value per Share	42.93	40.02

Income Statement

	Current Year (3 Months)	Previous Year (3 Months)	Current Year-To-Date	Previous Year-To-Date
Gross Revenue	3,313,414	3,222,033	8,969,179	8,505,929
Gross Expense	2,413,508	2,216,838	6,785,608	6,087,230
Non-Operating Income	63	134	249	474
Non-Operating Expense	-	-	-	-
Income/(Loss) Before Tax	899,969	1,005,329	2,183,820	2,419,173
Income Tax Expense	208,169	184,125	585,569	569,537
Net Income/(Loss) After Tax	691,800	821,204	1,598,251	1,849,636
Net Income Attributable to Parent Equity Holder	691,800	821,204	1,598,251	1,849,636
Earnings/(Loss) Per Share (Basic)	1.44	1.71	3.33	3.85
Earnings/(Loss) Per Share (Diluted)	1.44	1.71	3.33	3.85

	Current Year (Trailing 12 months)	Previous Year (Trailing 12 months)
Earnings/(Loss) Per Share (Basic)	4.08	4.97
Earnings/(Loss) Per Share (Diluted)	4.08	4.97

Other Relevant Information
Please see attached file.