C07698-2026

SECURITIES AND EXCHANGE COMMISSIONSEC FORM 17-C

CURRENT REPORT UNDER SECTION 17
OF THE SECURITIES REGULATION CODE
AND SRC RULE 17.2(c) THEREUNDER

1. Date of Report (Date of earliest event reported)
Oct 29, 2026
2. SEC Identification Number
A-1997-18963
3. BIR Tax Identification No.
005-011-651-000
4. Exact name of issuer as specified in its charter
ASIA UNITED BANK CORPORATION
5. Province, country or other jurisdiction of incorporation
Philippines
6. Industry Classification Code(SEC Use Only)
7. Address of principal office
Joy-Nostalg Center No. 17 ADB Avenue, Ortigas Center, Pasig City1600 Postal Code 1600
8. Issuer's telephone number, including area code
(632) 8633-6888; (632) 8631-3333
9. Former name or former address, if changed since last report
not applicable
10. Securities registered pursuant to Sections 8 and 12 of the SRC or Sections 4 and 8 of the RSA
Title of Each Class Number of Shares of Common Stock Outstanding and Amount of Debt Outstanding
Common 1,455,931,590
11. Indicate the item numbers reported herein
Item 9

The Exchange does not warrant and holds no responsibility for the veracity of the facts and representations contained in all corporate disclosures, including financial reports. All data contained herein are prepared and submitted by the disclosing party to the Exchange, and are disseminated solely for purposes of information. Any questions on the data contained herein should be addressed directly to the Corporate Information Officer of the disclosing party.

Asia United Bank CorporationAUB

PSE Disclosure Form 4-30 - Material Information/Transactions References: SRC Rule 17 (SEC Form 17-C) and
Sections 4.1 and 4.4 of the Revised Disclosure Rules

Subject of the Disclosure

AUB net income in first 9 months stays at record-high ₱9.4 billion, achieves solid 18% ROE on robust core growth

Background/Description of the Disclosure

Asia United Bank Corporation will be issuing the attached press release entitled “AUB net income in first 9 months stays at record-high ₱9.4 billion, achieves solid 18% ROE on robust core growth”.

The Press release will be based on the following key highlights:

1. Net income in first nine months of 2026 keeping its record-high of ₱9.4 billion, 0.3% higher than the same period in 2025.
2. ROE is at 18.0%; ROA is at 2.9%
3. Net interest income climbed 14.5% to ₱15.5 billion year-on-year (YOY)
4. Net Interest Margin (NIM) widened to 5.1%
5. Fee-based income from consumer touch points and digital platforms—including HelloMoney, AUB PayMate, credit cards, and branch transactions—rose 14.5% to ₱1.5 billion
6. Total other operating income settled at ₱2.5 billion
7. Net loss on Trading and securities amounted to ₱11.8 million versus ₱1.37 billion in gains a year ago
8. Operating expenses grew by a modest 7.2% to ₱6.1 billion
9. Cost-to-income ratio is at 33.1%
10. Total assets rose 3.9% year-on-year to ₱433.4 billion
11. Gross total loans increased 13.8% to ₱292.3 billion
12. Non-performing loan (NPL) ratio at a low 0.56% and an NPL coverage ratio of 95%
13. Total deposit liabilities climbed 2.5% to ₱344.7 billion
14. Current and Savings Account (CASA) deposits represented a solid 76% of total deposits
15. Total equity rose 11.6% to ₱73.3 billion
16. Capital Adequacy Ratio (CAR) of 19.12%
17. Common Equity Tier 1 (CET1) ratio of 18.29%.

Other Relevant Information

Please see attached press release with accompanying financial highlights

Filed on behalf by:
Name Kristel Azucena
Designation Corporate Planning and Investor Relations Officer