CURRENT REPORT UNDER SECTION 17 OF THE SECURITIES REGULATION CODE AND SRC RULE 17.2(c) THEREUNDER
1. Date of Report (Date of earliest event reported)
Oct 29, 2026
2. SEC Identification Number
A-1997-18963
3. BIR Tax Identification No.
005-011-651-000
4. Exact name of issuer as specified in its charter
ASIA UNITED BANK CORPORATION
5. Province, country or other jurisdiction of incorporation
Philippines
6. Industry Classification Code(SEC Use Only)
7. Address of principal office
Joy-Nostalg Center No. 17 ADB Avenue, Ortigas Center, Pasig City1600Postal Code1600
8. Issuer's telephone number, including area code
(632) 8633-6888; (632) 8631-3333
9. Former name or former address, if changed since last report
not applicable
10. Securities registered pursuant to Sections 8 and 12 of the SRC or Sections 4 and 8 of the RSA
Title of Each Class
Number of Shares of Common Stock Outstanding and Amount of Debt Outstanding
Common
1,455,931,590
11. Indicate the item numbers reported herein
Item 9
The Exchange does not warrant and holds no responsibility for the veracity of the facts and representations contained in all corporate disclosures, including financial reports. All data contained herein are prepared and submitted by the disclosing party to the Exchange, and are disseminated solely for purposes of information. Any questions on the data contained herein should be addressed directly to the Corporate Information Officer of the disclosing party.
Asia United Bank CorporationAUB
PSE Disclosure Form 4-30 - Material Information/Transactions References: SRC Rule 17 (SEC Form 17-C) and Sections 4.1 and 4.4 of the Revised Disclosure Rules
Subject of the Disclosure
AUB net income in first 9 months stays at record-high ₱9.4 billion, achieves solid 18% ROE on robust core growth
Background/Description of the Disclosure
Asia United Bank Corporation will be issuing the attached press release entitled “AUB net income in first 9 months stays at record-high ₱9.4 billion, achieves solid 18% ROE on robust core growth”.
The Press release will be based on the following key highlights:
1. Net income in first nine months of 2026 keeping its record-high of ₱9.4 billion, 0.3% higher than the same period in 2025. 2. ROE is at 18.0%; ROA is at 2.9% 3. Net interest income climbed 14.5% to ₱15.5 billion year-on-year (YOY) 4. Net Interest Margin (NIM) widened to 5.1% 5. Fee-based income from consumer touch points and digital platforms—including HelloMoney, AUB PayMate, credit cards, and branch transactions—rose 14.5% to ₱1.5 billion 6. Total other operating income settled at ₱2.5 billion 7. Net loss on Trading and securities amounted to ₱11.8 million versus ₱1.37 billion in gains a year ago 8. Operating expenses grew by a modest 7.2% to ₱6.1 billion 9. Cost-to-income ratio is at 33.1% 10. Total assets rose 3.9% year-on-year to ₱433.4 billion 11. Gross total loans increased 13.8% to ₱292.3 billion 12. Non-performing loan (NPL) ratio at a low 0.56% and an NPL coverage ratio of 95% 13. Total deposit liabilities climbed 2.5% to ₱344.7 billion 14. Current and Savings Account (CASA) deposits represented a solid 76% of total deposits 15. Total equity rose 11.6% to ₱73.3 billion 16. Capital Adequacy Ratio (CAR) of 19.12% 17. Common Equity Tier 1 (CET1) ratio of 18.29%.
Other Relevant Information
Please see attached press release with accompanying financial highlights