SECURITIES AND EXCHANGE COMMISSIONSEC FORM 17-C

CURRENT REPORT UNDER SECTION 17
OF THE SECURITIES REGULATION CODE
AND SRC RULE 17.2(c) THEREUNDER

1. Date of Report (Date of earliest event reported)

Oct 30, 2026

2. SEC Identification Number

34001

3. BIR Tax Identification No.

000-708-174-000

4. Exact name of issuer as specified in its charter

BDO Unibank, Inc.

5. Province, country or other jurisdiction of incorporation

Philippines

6. Industry Classification Code(SEC Use Only)

7. Address of principal office

BDO Corporate Center, 7899 Makati Ave., Makati City Postal Code 0726

8. Issuer's telephone number, including area code

(632)8840-7000 / 8702-6000

9. Former name or former address, if changed since last report

--

10. Securities registered pursuant to Sections 8 and 12 of the SRC or Sections 4 and 8 of the RSA

Title of Each Class	Number of Shares of Common Stock Outstanding and Amount of Debt Outstanding
Common	5,336,117,024
Preferred	618,000,000

11. Indicate the item numbers reported herein

Item 9 - Other Events

The Exchange does not warrant and holds no responsibility for the veracity of the facts and representations contained in all corporate disclosures, including financial reports. All data contained herein are prepared and submitted by the disclosing party to the Exchange, and are disseminated solely for purposes of information. Any questions on the data contained herein should be addressed directly to the Corporate Information Officer of the disclosing party.

BDO Unibank, Inc.BDO

PSE Disclosure Form 4-30 - Material Information/Transactions References: SRC Rule 17 (SEC Form 17-C) and
Sections 4.1 and 4.4 of the Revised Disclosure Rules

Subject of the Disclosure
Results of Board Meeting
Background/Description of the Disclosure
Ladies and Gentlemen: Please be informed that the Board of Directors of BDO Unibank, Inc. (BDO or the “Bank”), at its regular meeting held today, October 30, 2026, approved the following: 1. Financial Statements of BDO as of September 30, 2026, and the release to the press of the attached statement entitled “BDO Unibank reports P63.6 billion net income in 9M 2026”. BDO posted a net income of P63.6 Billion in the first nine months of 2026, underscoring the sustained strength of its core business segments despite the challenging economic environment. Return on equity stood at 13.1%. Loan portfolio grew 16%, driven by double-digit growth across all segments; and ahead of industry’s 11% growth. Pre-provision operating profit increased 10%, supported by strong loan growth and disciplined cost management. Asset quality continued to improve, with non-performing loan (NPL) ratio down to 1.60% while NPL cover maintained at 132%. Capital remained sound, with CET 1 ratio at 12.6% and book value per share up 6% to P123.60. 2. Increase of the unissued portion of BDO’s Peso Bond Program to P500 Billion.
Other Relevant Information
Please see attachment.