SECURITIES AND EXCHANGE COMMISSIONSEC FORM 17-Q

QUARTERLY REPORT PURSUANT TO SECTION 17 OF THE SECURITIES
REGULATION CODE AND SRC RULE 17(2)(b) THEREUNDER

1. For the quarterly period ended

Sep 30, 2026

2. SEC Identification Number

34001

3. BIR Tax Identification No.

000-708-174-000

4. Exact name of issuer as specified in its charter

BDO Unibank, Inc.

5. Province, country or other jurisdiction of incorporation or organization

Philippines

6. Industry Classification Code(SEC Use Only)

7. Address of principal office

BDO Corporate Center, 7899 Makati Ave., Makati City Postal Code 0726

8. Issuer's telephone number, including area code

(632)8840-7000 / 8702-6000

9. Former name or former address, and former fiscal year, if changed since last report

--

10. Securities registered pursuant to Sections 8 and 12 of the SRC or Sections 4 and 8 of the RSA

Title of Each Class	Number of Shares of Common Stock Outstanding and Amount of Debt Outstanding
Common	5,336,117,024
Preferred	618,000,000

11. Are any or all of registrant's securities listed on a Stock Exchange?

Yes

No

If yes, state the name of such stock exchange and the classes of securities listed therein:

Philippine Stock Exchange - Common Shares

12. Indicate by check mark whether the registrant:

(a) has filed all reports required to be filed by Section 17 of the SRC and SRC Rule 17 thereunder or Sections 11 of the RSA and RSA Rule 11(a)-1 thereunder, and Sections 26 and 141 of the Corporation Code of the Philippines, during the preceding twelve (12) months (or for such shorter period that the registrant was required to file such reports)

Yes

No

(b) has been subject to such filing requirements for the past ninety (90) days

Yes

No

The Exchange does not warrant and holds no responsibility for the veracity of the facts and representations contained in all corporate disclosures, including financial reports. All data contained herein are prepared and submitted by the disclosing party to the Exchange, and are disseminated solely for purposes of information. Any questions on the data contained herein should be addressed directly to the Corporate Information Officer of the disclosing party.

BDO Unibank, Inc.BDO

PSE Disclosure Form 17-2 - Quarterly Report References: SRC Rule 17 and
Sections 17.2 and 17.8 of the Revised Disclosure Rules

For the period ended	Sep 30, 2026
Currency (indicate units, if applicable)	Phil. Peso in Millions

Balance Sheet

	Period Ended	Fiscal Year Ended (Audited)
	Sep 30, 2026	Dec 31, 2025
Current Assets	2,058,996	2,046,694
Total Assets	6,093,876	5,431,556
Current Liabilities	4,938,589	4,427,171
Total Liabilities	5,428,442	4,787,410
Retained Earnings/(Deficit)	387,323	344,510
Stockholders' Equity	665,434	644,146
Stockholders' Equity - Parent	665,444	641,074
Book Value per Share	123.55	119.03

Income Statement

	Current Year (3 Months)	Previous Year (3 Months)	Current Year-To-Date	Previous Year-To-Date
Gross Revenue	109,148	97,187	312,671	281,034
Gross Expense	75,156	65,318	214,304	191,526
Non-Operating Income	-	-	-	-
Non-Operating Expense	4,886	4,032	17,651	11,279
Income/(Loss) Before Tax	29,106	27,837	80,716	78,229
Income Tax Expense	6,212	5,275	16,972	14,910
Net Income/(Loss) After Tax	22,894	22,562	63,744	63,319
Net Income Attributable to Parent Equity Holder	22,893	22,472	63,616	63,087
Earnings/(Loss) Per Share (Basic)	4.29	4.22	11.85	11.77
Earnings/(Loss) Per Share (Diluted)	4.25	4.18	11.8	11.75

	Current Year (Trailing 12 months)	Previous Year (Trailing 12 months)
Earnings/(Loss) Per Share (Basic)	16.36	15.79
Earnings/(Loss) Per Share (Diluted)	16.27	15.73

Other Relevant Information
Amounts in millions of Philippine Pesos except Earnings Per Share and Book Value Per Share. For further reference, please see attachment.