SECURITIES AND EXCHANGE COMMISSIONSEC FORM 17-C

CURRENT REPORT UNDER SECTION 17
OF THE SECURITIES REGULATION CODE
AND SRC RULE 17.2(c) THEREUNDER

1. Date of Report (Date of earliest event reported)

Nov 6, 2026

2. SEC Identification Number

15552

3. BIR Tax Identification No.

000-663-983-000

4. Exact name of issuer as specified in its charter

Philippine Savings Bank

5. Province, country or other jurisdiction of incorporation

Manila, Philippines

6. Industry Classification Code(SEC Use Only)

7. Address of principal office

PSBank Center, 777 Paseo de Roxas cor. Sedeño St., Makati City Postal Code 1226

8. Issuer's telephone number, including area code

8885-8208

9. Former name or former address, if changed since last report

N/A

10. Securities registered pursuant to Sections 8 and 12 of the SRC or Sections 4 and 8 of the RSA

Title of Each Class	Number of Shares of Common Stock Outstanding and Amount of Debt Outstanding
Common Shares	426,859,416

11. Indicate the item numbers reported herein

Item 9 Other Events

The Exchange does not warrant and holds no responsibility for the veracity of the facts and representations contained in all corporate disclosures, including financial reports. All data contained herein are prepared and submitted by the disclosing party to the Exchange, and are disseminated solely for purposes of information. Any questions on the data contained herein should be addressed directly to the Corporate Information Officer of the disclosing party.

Philippine Savings BankPSB

PSE Disclosure Form 4-30 - Material Information/Transactions References: SRC Rule 17 (SEC Form 17-C) and
Sections 4.1 and 4.4 of the Revised Disclosure Rules

Subject of the Disclosure
PSBank Nets PhP 1.61 Billion for 9M 2026
Background/Description of the Disclosure
Philippine Savings Bank (PSBank) posted a net income of PhP 1.61 billion for the first nine months of 2026, supported by steady core revenue performance as net interest income reached PhP 10.09 billion, up 2% from the same period last year. Total assets grew 5% to PhP 233 billion while total gross loans stood at PhP 151 billion with home loans rising by 4% and commercial loans by 9%. The Bank also maintained strong momentum in deposit generation, with total deposits up by 8% to PhP 176 billion and low-cost CASA increasing by 5%. This expansion was driven by the Bank's strategic emphasis on strengthening its funding base through both its physical branch network and digital channels. The Bank maintained a solid capital position of Php 45 billion, supported by a Common Equity Tier 1 (CET1) ratio of 23% and a Capital Adequacy Ratio (CAR) of 24%. Both ratios exceed the minimum regulatory thresholds mandated by the Bangko Sentral ng Pilipinas (BSP) and continued to be among the highest in the industry. As of end-September 2026, PSBank reported a gross non-performing loan (NPL) ratio of 4.8%, better than the thrift banking industry's 5.9%. Loan provisions surged by 51% to PhP 2.3 billion for the nine-month period, reflecting the Bank's prudent strategy to fortify credit buffers against emerging risks amid prevailing market headwinds.
Other Relevant Information
Please see attachment. Thank you.